UNINSURED DRIVER CLAIMS

The Motor Insurers Bureau (MIB) is a company that was founded by government to pay compensation to the victims of the users of motor vehicles who do not have a valid policy of insurance to cover third party risks. All motor insurance companies must pay an annual levy to the MIB to fund uninsured driver claims. The MIB will pay out either in the case when the guilty party cannot be found because they have escaped the scene unidentified or when they do not have insurance. These claims are not easy – there are many complicated rules and technicalities involved which is why you must have the very best legal specialists representing you and working on your behalf to ensure maximum compensation.

The Motor Insurers Bureau operates two specific uninsured driver claims schemes for compensation :-

• Uninsured Driver Agreement
  This allows the victims of car accidents caused by uninsured drivers to still seek compensation with the assurance that if successful the MIB will pay the compensation due. In order to succeed in a claim under the Uninsured Driver Agreement the MIB require the victim to obtain judgement against the negligent driver in a court of law. Almost all losses can then be claimed in the same way as if the uninsured driver was actually insured. The MIB also pay the victim’s legal costs in full thereby ensuring that compensation paid to the victim is received in full with no deductions. The MIB then recovers this money from the guilty party slowly over time or by entering a charge against any property that they may own to be settled on sale of that property in due course.
• Untraced Drivers Agreement
  This allows victims to make a claim even when the driver who caused the accident cannot be found or identified. There is usually a strong criminal element involved in this type of accident which is often called ‘hit and run’. Most legal costs are not payable by the MIB under the Untraced Drivers Agreement and there will be a deduction from the compensation received to cover legal costs. This is the only situation in which a deduction is made to compensation.

Dealing exclusively with road traffic accidents our solicitors are experts in claiming maximum compensation for uninsured driver claims. Our lawyers are all members of the Law Society Panel of personal injury experts and as such are guaranteed to provide the best professional service. We use the ‘No Win, No Fee’ scheme and you will not be asked to finance nor fund your claim at any stage. In the event that you lose your case you do not pay us a penny. This means there is no need to consider a loan or borrowing any money to obtain justice.

To get in touch and discuss your claim, or simply ask some questions, either call the helpline number or fill in the contact form on this web page. Our network wins 98% of the cases we take on – you can contact us in full confidence.